Miami Kendall Dental Insurance

At Advanced Center for Cosmetic & Implant Dentistry we accept most major PPO and HMO insurance plans. Your dental plan is a form of compensation provided by your employer. You can expect the carrier (insurance company) to reimburse a certain portion of our fee, or if you have a managed care plan, you are given the discounted member fee. That portion or a fee is determined by the contract between your employer and the insurance company. The higher the premium paid by your company, the more generous the reimbursement or rate maybe.

It is our pleasure to assist you in maximizing your insurance benefit by completing your claim forms. If your carrier is up to date (in over 70% of the cases), the claims will be transmitted via computer modem before the end of the treatment day! If your insurance company postpones payment for more than 60 days, we ask that you make the remaining payment while we work together to get the insurance company to pay you their obligation.

The range of benefits depends solely on what your employer wishes to purchase. Some plans cover as little as 30% or as much as 100% of dental services, with most falling in the 40% to 80% range. Many plans base the amount of benefit on a schedule of fees arbitrarily developed by insurance companies. For this reason, you may receive a lower percentage than the reimbursement level indicated in your dental plan. For example, if your plan states that it will pay 80% of the cost of a specific treatment, it means 80% of the fee arbitrarily determined by the insurance company and not the actual fee charged by our office.

As a convenience to you, we will help you process your insurance claims in order for you to receive the maximum benefit. We will also gladly provide dental x-rays and a written diagnostic report should your insurance company have any questions about the services provided.

At all times, you can be confident that we will always provide you with our best services without regard to the limitations imposed by your insurance coverage. Our office is a "health centered" as opposed to an "insurance centered" practice. Our treatment recommendations are based on patient needs, not their insurance benefits. We promise to obtain on your behalf any benefits for which you may be eligible; however we will not let insurance influence a plan that is in our opinion not in your best interest. To do otherwise would violate our contract with you — a contract we feel morally obliged to honor.

The financial obligation for the dental treatment is between you and our office